Your Journey Begins Here
The path home is
paved with clarity.
We offer a wide variety of loan programs tailored to your unique situation. Let us guide you through every step of the homeownership journey.
Financial Compass
Know Where You Stand
Explore FHA, VA, Conventional, and Non-QM options with real loan guidelines built in.
Loan Type
You Could Afford Up To
$283,337
Est. Loan Amount
$269,170
Down Payment
$14,167
Est. P&I Payment
$1,746/mo
Tax + Insurance
$450/mo
Total Monthly (PITI)
$2,196/mo
Disclaimer: These figures are estimates only and are not a commitment to lend. Actual qualification is determined by a full application and underwriting review. Please schedule a consultation with a licensed loan officer to determine exactly what you qualify for based on your complete financial picture.
A Loan For Every Journey
Our Loan Programs
With a wide variety of options, we'll find the perfect fit for your financial goals and lifestyle.
Conventional Loans
Traditional financing with competitive rates and flexible terms for qualified borrowers.
Best For
Buyers with strong credit and steady income
- Down payments as low as 3%
- Fixed & adjustable rate options
- No upfront mortgage insurance with 20% down
FHA Loans
Government-backed loans designed to make homeownership accessible with lower barriers to entry.
Best For
First-time buyers & lower credit scores
- Down payments as low as 3.5%
- Credit scores from 580
- Gift funds allowed for down payment
VA Loans
Exclusive benefits for our nation's veterans, active duty service members, and eligible spouses.
Best For
Veterans & active military personnel
- Zero down payment required
- No private mortgage insurance
- Competitive interest rates
Jumbo Loans
Financing for luxury properties and high-value homes that exceed conventional loan limits.
Best For
Buyers of high-value properties
- Loan amounts above conforming limits
- Competitive jumbo rates
- Primary, secondary & investment
USDA Loans
Zero-down financing for eligible properties in qualifying rural and suburban areas.
Best For
Buyers in rural & suburban areas
- No down payment required
- Below-market interest rates
- Reduced mortgage insurance
Refinancing
Lower your rate, shorten your term, or tap into your home's equity with a refinance.
Best For
Existing homeowners looking to save
- Rate & term refinance
- Cash-out refinance
- Streamline options available
First-Time Buyer
Special programs and assistance designed to help first-time homebuyers achieve their dream.
Best For
Those purchasing their first home
- Down payment assistance programs
- Homebuyer education resources
- Flexible qualification criteria
Investment Property
Build your real estate portfolio with financing tailored for investment properties.
Best For
Real estate investors & landlords
- Multi-unit property financing
- DSCR loan options
- Portfolio lending available
The Path Forward
Your Journey to Homeownership
The mortgage process doesn't have to be scary. Here's exactly what to expect, step by step.
Once we receive your completed application and all required documents, we move quickly. Within 24 hours we review your income, assets, and credit to determine your borrowing power and issue a pre-approval letter that shows sellers you mean business.
Your Trusted Guide
Antonio Acosta
Loan Officer — NEXA Mortgage, LLC
NMLS #1662255 | Colorado Springs, CO
With years of experience in the mortgage industry, I've helped a wide variety of clients obtain and maintain their dream of homeownership — from first-time buyers to seasoned investors.
I specialize in investment real estate loans, self-employment home purchases, and foreclosure prevention. My passion is leveraging the many tools and investors available to find the best possible financing options for every unique situation.
4.9★
Google Rating
#1662255
NMLS
200+
Programs
< 1 hr
Response